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          Lowest Rates?

           Searching the west for the best mortgage rates and programs

                                              

        

The Loan Ranger® is a family owned business that is locally owned and operated in Idaho.  You never get a voice mail or a telephone queue when you call us, just a friendly live person.  This makes our service second to none. Many talk about service but we deliver.

We do believe that service is number one, especially when involving a very complex transaction such as a home loan.  We also believe that your pricing has to be fair. That's why we've initiated the clearwater guarantee. 

"If you find better rates with lower fees at any other financial institution, we will gladly refund any up-front fees we have collected."

All we ask is that you bring a interest lock form with a mortgage commitment within 24 hours of your application, and we will refund your money.  No company has beat our guarantee yet.   There are 4 reasons we ask you to do your shopping in this time frame:

Interest rates change as many as 3 times per day, so it is very hard to get an accurate comparison unless done within a short time span.
We feel that our lower overhead allows us to be the low priced lender in most cases.
Because we don't charge as much we don't want to write loans that don't fund.  We encourage you to check other companies, but check them when the quotes can be most closely compared.
We have a  database that searches over one hundred different wholesale lenders who have specific programs to meet your needs.  This virtually assures the lowest rate and the best programs for you!

We are committed to serving you! We will bend over backwards to get you the best service and the best rates.  You have our promise on that...

 

 

 

Send mail to shaumenc@micron.net with questions or comments about this web site.
This site is sponsored by Clearwater Mortgage, a loan placement company.